Fund and regular investing
Compare monthly contributions, management cost and assumed returns.
Your results
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Calculation method
Annual return minus management cost becomes an effective monthly rate. Contributions arrive at month end; tax applies to positive gains at the end.
r = (1 + (return−fee)/100)^(1/12) − 1; V_next = V × (1+r) + contributionAssumptions and limits
No live fund price, statutory tax treatment or historical stock return is used. Returns are not guaranteed.
Sources
Worked example
- Principal
- 10,000.00
- Monthly contribution
- 200.00
- Annual rate (%)
- 6.00
- Annual management cost (%)
- 1.00
- Number of years
- 10.00
- Tax on gains (%)
- 0.00
Total contributed34,000.00